Frugal Living- How to start

Welcome to 2019, a year where all your dreams and plans will come true! I truly believe you can achieve anything you want. It is all in your hands. This year is YOURS, remember.

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15 Tips how to save money for mortgage deposit

Living in Dublin became super expensive. I still remember my first apartment in the capital of Ireland, about 7 years ago. It was a nice and bright one bedroom apartment, 10 minutes walk from the famous Temple Bar. It costed me 700€/ month that day. Well, these days are gone. If you will look at the property websites, for the 700€ you will get in Dublin at most a double room, if you are lucky. The place we rent at the moment with my Husband is decent, nothing special, but we definitely are not going to stay here for long time.

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No spending money challenge. A new Mindset

Well, when it comes to the money and budgeting I am not the best person. To be honest I am terrible- I love spending money on unnecessary things. I love buying clothes which I never wear, I love to book new trips ( and often do not go because of different life circumstances) and I love buying food! Actually the junky food cost me a fortune if I think ( maybe that is why I put on weight 5 kg) .

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What is your number for Financial Freedom?

Sit down in a quiet room. Relax. Take a deep breathe in. Now breathe out. Close your eyes for a moment. Imagine that you have financial and time freedom. You do not need to worry about anything. How does your life look like? Who are you? Where do you live? Who is with you? Are you travelling around the world exploring new places, or maybe you are enjoying the time with your family in your beautiful beach house? Remember you are financially free. You can do whatever you want.

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