10 easy steps to change your Financial Situation

Are you Wondering how to change your financial situation? Are you wondering how to stop worrying about money, earning more, saving more and be this happy person with constant smile on the face? I know how to help you!
Read my 10 top steps how to change your Financial Situation for better!

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10 reasons why you are broke

One of my friend, Meggie 45 years old, educated woman, working for a big pharmaceutic company and making over 4000€ in the end of the month is short with cash for necessary articles for home. My other friend, Monica with two kinds age 6 and 8 is living pay check to pay check and asking friends,  family to borrow some money to make her going till the end of the month. She is over 35.

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15 Tips how to save money for mortgage deposit

Living in Dublin became super expensive. I still remember my first apartment in the capital of Ireland, about 7 years ago. It was a nice and bright one bedroom apartment, 10 minutes walk from the famous Temple Bar. It costed me 700€/ month that day. Well, these days are gone. If you will look at the property websites, for the 700€ you will get in Dublin at most a double room, if you are lucky. The place we rent at the moment with my Husband is decent, nothing special, but we definitely are not going to stay here for long time.

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No spending money challenge. A new Mindset

Well, when it comes to the money and budgeting I am not the best person. To be honest I am terrible- I love spending money on unnecessary things. I love buying clothes which I never wear, I love to book new trips ( and often do not go because of different life circumstances) and I love buying food! Actually the junky food cost me a fortune if I think ( maybe that is why I put on weight 5 kg) .

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